Meaning of credit rating in English:

credit rating


Translate credit rating into Spanish


  • 1An estimate of the ability of a person or organization to fulfil their financial commitments, based on previous dealings.

    ‘Obtaining financing with a lackluster credit rating is beyond challenging.’
    • ‘Instead of selling loans with fixed interest rates, they offer tailored rates based on your credit rating.’
    • ‘Ironically, too much available credit probably damages my credit rating!’
    • ‘Financial lenders give states credit ratings based on their fiscal discipline.’
    • ‘However, if a company is losing its credit rating, financial resources may suddenly disappear, leading to debt.’
    • ‘It is one of a handful of American companies with an AAA credit rating, something it has sustained for 85 years.’
    • ‘Transfer as much of your debt to 0% credit cards as your credit rating will allow.’
    • ‘Consumers who are more likely to fear rejection based on their credit ratings are also more than twice as likely to believe they'll have difficulty getting approved for a mortgage.’
    • ‘The price depends on several factors including prevailing interest rates and credit ratings.’
    • ‘Freehold property helps to strengthen a balance sheet that may in turn support a better credit rating and lower the cost of borrowing.’
    • ‘But in other countries, you may need to build up a credit rating from scratch or there may be problems with exchange controls.’
    • ‘But it says it plans to use its good credit rating to refinance.’
    • ‘The lower the credit rating, it is believed, the higher the chances are for a country to default on its sovereign debt obligations.’
    • ‘The company retains an investment-grade credit rating of BBB and throws off huge sums of cash.’
    • ‘If the issuer has a bad credit rating, bond traders demand higher yields to compensate for the extra risk.’
    • ‘Suddenly, nobody wanted to sell paper to an upstart little company with a lousy credit rating.’
    • ‘Defaulting on a debt to a credit card firm or catalogue company could result in a damaged credit rating but it should not put your home at risk.’
    • ‘Lenders aren't just cautious about lending to people with a bad credit rating.’
    • ‘Many companies use your credit rating to decide what rate they'll offer you - a technique known as risk-based pricing.’
    • ‘Some lenders may view one or two missed repayments relatively benignly and your credit rating may be largely unaffected.’
    1. 1.1mass noun The process of assessing a credit rating.
      ‘Finally, for those for whom credit rating is important, such as anyone applying for a mortgage or personal loan, the timing of any account switch may need some consideration.’
      • ‘SSI units will be encouraged to obtain credit rating.’
      • ‘But that would not automatically bring better credit rating.’
      • ‘This internal credit rating is applicable to both corporate and individual clients, he added.’
      • ‘Economists, and credit rating agencies, are also worried about the impact of collapse in the north on the south.’